Guess the Company #3 (ticker trivia / due diligence)
Previously on Guess the Company Hi fellow kids, I'm back again today with yet another DD where I reveal the ticker at the end rather than the beginning. Let's see how many clues it takes for you to correctly guess today's company: -This company's Q2 2020 revenues dropped 98% compared to a year ago, and its quarterly EPS plunged from $1.24 in Q2 2019 to a loss of ($1.07) in Q2 2020. -Despite these revenue numbers, shareholders were barely fazed and the stock continued to trade sideways between $40-$50 from June to November 2020 -If you bought $10000 of this stock at its all time low in March 2009, you would be receiving about twice that much in annual dividends up until it was suspended in Q2 2020 due to the pandemic -As part of the terms of a $1.5 billion credit facility, this company is not permitted to pay dividend until Q4 2021 unless it can maintain a $1 billion+ liquidity after paying the dividend. -During the height of the financial crisis in 09, this company was reportedly losing $1000 per *second* -When this company was about to go bankrupt, its owner dug into his own pockets and loaned the company $1 billion -Before his company's stocks took a nosedive in 2008, the owner of this company was briefly the 3rd richest person in the USA behind only Bill Gates and Warren Buffet -Although this company is based in Paradise, NV, the majority of its revenues comes from China. More specifically, Macau, China. -In 2010 this company built a $6.88 billion resort in Singapore, billed the world's "most expensive standalone casino property" -With annual revenues of $14 billion, this company is the largest casino operator in the world by market capitalization Have you made your guess yet? If your guess was LVS , you are correct! Outlook for LVS: There are speculations that LVS might sell its Las Vegas Strip properties to a REIT and then lease them back, a move that would raise about $6 billion and allow it to further focus its efforts in Asia where most of its revenues come from. Although my outlook for LVS is bullish, I expect this stock to trade mostly sideways until later this year or early 2022 when it resumes paying dividends to shareholders. OPTAP: $75
Warning: massive amount of text ahead. I created a mostly functional race route around the world (all loactions like buildings, businesses, landmarks, etc. are REAL locations and could theoretically actually work in the race). I tried to have a good variety in locations and types of challenges, but it's really hard! I find it a lot harder to complain about challenge design after making this. Even though this could technically happen there are probably some safety concerns in going to South Africa and Lesotho and it's probably not possible for the American Amazing Race to film in Cuba, but I decided to do it anyway. If you have any questions or feedback please let me know! RACE #2 Leg 1 (USA - Japan) Leg 2 (Japan - South Korea) Leg 3 (South Korea - India) Leg 4 (India - Oman) Leg 5 (Oman) Leg 6 (Oman - South Africa) Leg 7 (South Africa - Lesotho) Leg 8 (Lesotho - Greece) Leg 9 (Greece) Leg 10 (Greece - North Macedonia) Leg 11 (North Macedonia - Cuba) Leg 12 (Cuba - USA) LEG 1 USA - Japan Start at Cloud Gate, Chicago, Illinois Run to clue at Millenium Monument Clue #1 Make your way to the Gunma region of Japan, and travel to Sarugakyu Onsen. However, to get your tickets to Japan, you must make your way on foot through the busy streets of Chicago to Navy Pier, where flights will be given out according to the order of your arrival. Flights go to Tokyo, and you must make your own travel arrangements from there. Flight 1 (5 teams): Chicago - Los Angeles - Tokyo, arrives 8:00 AM Flight 2 (4 teams): Chicago - Tokyo, arrives 9:30 AM Flight 3 (2 teams): Chicago - San Francisco - Tokyo, arrives 9:45 AM Clue #2 Both team members must go into the hot springs and search it for the partly submerged cluebox to get your next clue. Clue #3 Travel to Sarugakyo Bungy for your next clue. Clue #4 Roadblock: Who’s ready to take a jump? Bungy jump at the largest bungy jump in all of Japan at 62 meters, or over 200 feet! Once you’ve taken your leap of faith, you’ll receive your next clue. Clue #5 Travel to Uenokunirokunomiya Haruna Shrine, Takasaki, for your next clue. Clue #6 Create one string of paper cranes in Senbazuru. Senbazuru is the crafting of 1000 paper cranes for good luck. Following the demonstration, learn how to craft paper cranes. Once you have created forty of them and strung them together, deliver them to a Shinto priest at Akiba Shrine. He will give you your next clue. Clue #7 Travel by train to Akihabara, Tokyo, and go to the top of the Tokyo Skytree to receive your next clue. Clue #8 Roadblock: Who can ‘go’ kart? The teammate who did the first roadblock cannot do this one. Travel to Akihabari Street Kart 1 and dress up in one of the many ridiculous costumes the company has to offer. Then, join a fifteen minute go-karting tour around the streets of this bustling region and look for three enormous signs in race colors with three different Japanese characters on them. If you can spot and write all three characters down correctly during the rush of Tokyo, you’ll receive your next clue. If you can’t get it right, you’ll have to join the next available tour. Clue #9 Travel to Horin Park on foot to find the first pit stop! The last team to check in here may be eliminated. Pit Stop, Leg 1 trip to Canada last: eliminated LEG 2 Japan - South Korea Clue #1 Fly to Busan, South Korea! Upon arrival, make your way to Beomeo-sa for your next clue. Fast Forward, Leg 2 Go to Songdo Beach and swim out into the ocean, locating the five whale statues in the water. At each statue, pick up marked letter tiles. Once you have all seven (two statues have two tiles), you can go back to the beach and unscramble the letters that spell out the name of a traditional South Korean delicacy that the other contestants eat at their first challenge. If you get the right word, you’ll be given a clue that takes you straight to the end of the leg. Clue #2 Master the art of Korean meditation. If you can master all of the moves correctly, then your instructor will give over your next clue. Clue #3 Head to Taejongdae for your next clue. Clue #4 Roadblock: Who’s desperate to eat? Take the marked path over one mile uphill to the marked food stand, and finish one serving of Soondae, a traditional South Korean delicacy that is made of pig intestines and pork blood. Once you have finished the food, you can run down to your partner and get your next clue. Clue #5 Take the Songdo Marine Cable Car from Songnim Park to Amnam Park to receive your next clue. Clue #6 Detour: Fish Identity or Fish Delivery Fish Identity: Go to Jagalchi Fish Market and search for the marked stall. Once there, sort an enormous box of fish and organize them. Once the stall owner approves, put them up for stock in the stall to receive your next clue. Fish Delivery: Go to Jacky’s Seafood and take three orders and three addresses that need to be delivered. Once you have delivered all the fish to all the correct addresses throughout the Gamcheon Culture Village, you will receive your next clue. Clue #7 Make your way to the pit-stop at Haedong Yonggungsa. The last team to arrive may be eliminated. Pit-Stop, Leg 2 -first: trip to Belize -last: non-elimination LEG 3 South Korea - India Clue #1 Fly to Hyderabad, India, and go to the Charminar for your first clue. Clue #2 Travel to Ramoji Film City Main Entrance to receive your next clue. Speed Bump, Leg 3 Make your way to Saha’s Adventure Park and zorb down a steep hill. Once you’ve made it, you can continue racing. Clue #3 Detour: Birdy Woods or Bollywood Birdy Woods: Dressing up in clumsy bird costumes, search through Asia’s largest aviary for a cutout of the bird your partner is dressing up as. Once you’ve found the two cutouts, head to the Bonsai Garden. If you match the right bird, you’ll receive your next clue. Bollywood: Head to Ramoji Movie Magic. Dressing up in traditional Indian outfits, memorize a short dance to the tune of some Bollywood music and perform it to the live audience and judges. If you meet their standards, you’ll receive your next clue. Clue #4 Head to Nehru Zoological Park where your next clue will be waiting. Clue #5 Take an amazing elephant ride! With both teammates on the elephant’s back guide it through a short course. If you can reach the end in under two minutes, you’ll receive your next clue. Clue #6 Make your way to Bidar Fort by public transport for your next clue. Clue #7 Roadblock: Who’s itching to get etching? One team member must help in the process of the creation of bidriware. First, you must chisel one section in the piece of bidriware very precisely. Any error and you must restart. If given the clear, then you must then make their way inside Bidar Fort and collect a total of three baskets of soil for the artisans to use later in the process. Finally, you must use some of the soil you collected and coat a piece of bidriware in it. If every part of the challenge was done to the satisfaction of the artisans, you will receive your next clue. Clue #8 Make your way to the Bahmani Tombs and the pit-stop! The last team to arrive will be eliminated. Pit-Stop, Leg 3 -first: trip to Japan -last: eliminated LEG 4 India - Oman Clue #1 Fly to Muscat, Oman! Once you have arrived, make your way to Al Alam Palace, where you will find marked cars waiting outside. Your clue will be waiting on the car. Clue #2 Drive all the way to the Nizwa Souq in Nizwa, Oman, where you will find nine different tags, each releasing teams at different times the next morning, when you will be given your next clue. Tag 1: departure at 7:00 AM Tag 2: departure at 7:05 AM Tag 3: departure at 7:10 AM Tag 4: departure at 7:15 AM Tag 5: departure at 7:20 AM Tag 6: departure at 7:25 AM Tags 7-9: departure at 7:30 AM Clue #3 Detour: Selling Goats or Weighing Dates Selling Goats: Navigate through the souq to the weekly goat market. You must select a seller and help them sell their goats. First, thoroughly clean five goats so they are ready for selling. Then, parade five goats around the “walking circle,” where potential buyers will inspect which goats to buy. You must finally buy a goat yourself, haggling for a price under 100 riyals, or 260 US dollars. Once you can purchase a goat, you will receive your next clue. Keep the goat for the next challenge. Weighing Dates: Find the marked stall in the souq that is selling dates. Your goal is to weigh out 200 grams of Ajwa Dates, 175 grams of Barhi Dates, and 125 grams of Hayani Dates. To do this, you must travel across the market to a scale at a different date stall. If you can get the perfect amount of dates, you will receive your next clue. Keep the dates for the next challenge. Clue #4 Travel on foot to the Contemporary Mosque with either your goat or dates and trade them with the man waiting out front for your next clue. Clue #5 Make your way back to the souq, and head to Omani Craftsman's House where you will find your next clue. Clue #6 Roadblock: Who can work and weave? The teammate participating in this roadblock must help create a small basketwork bowl. After watching the example, you must use the provided materials to finish off the bowl. If it meets the requirement of the shop owner, you will receive your next clue. Clue #7 Make your way to the pit-stop for this leg of the race, Nizwa Fort! The last team to arrive may be eliminated. Pit-Stop, Leg 4 -first: continue racing -last: continue racing LEG 5 Oman Clue #1 Drive yourself to Bimmah Sinkhole in Muscat, Oman! You will receive your next clue after having a cup of delicious locally-made coffee. Caution! Double U-Turn ahead! Clue #2 Detour: Script Write or Shipwright Script Write: Drive to Bait al Zubair and go into the Manuscript Room. Using a provided paper and translation guide, figure out what the marked manuscript says in English. If anything is wrong when submitting it, though, you must start completely over. Shipwright: Drive to Oman Maritime Boatyard and find the marked boat. Oman Maritime has been reviving the craft of making the traditional wooden boats of Oman’s past, and you must help with the process. First, you must hand-sand a small section of the marked vessel. Then, you and your partner must work together to stitch coconut palm fiber through twenty holes, or eighty total stitches. Once you’re done, you’ll receive your next clue. Clue #3 Make your way to Mutrah Souk for your next clue and the U-Turn board! Clue #4 Search through the enormous market for one of three marked stalls. One you’ve found a stall, search through their wares for a trinket with a red/yellow flag on the bottom. Give the correct trinket to the shop owner, and they will hand you your next clue. Clue #5 Drive yourself to Qurum Beach, where you will receive your next clue. Clue #6 Roadblock: Who will pass the shells? For this challenge, one team member must watch the demonstration of two fishermen playing a traditional Omani game, Al Hawalees. You must first create a “board” in the sand and collect the required amount of shells to play. You must then challenge a local fisherman. If you can win while following all of the rules correctly, you will receive your next clue. Clue #7 Make your way to the pit-stop at Wadi Bani Khalid. The last team to check in will be eliminated. Pit-Stop, Leg 5 -first: trip to Tanzania -last: eliminated LEG 6 Oman - South Africa Clue #1 Fly out of Oman to Durban, South Africa, on one of two flights. Flight 1 (2 teams): Muscat - Durban, arrives 7:30 AM Flight 2 (6 teams): Muscat - Dar es Salaam - Durban, arrives 8:00 AM Upon touching down, make your way to Moses Mabhida Stadium, where you will find your next clue. Clue #2 Roadblock: Who will swing for the skies? One team member must strap in and complete the Big Rush Big Swing, the largest swing in the world! Dive 263 feet down. Once you have finished the swing, you will receive a section and seat number. You will search the stands for your next clue. Clue #3 Make your way to Umhlanga Lighthouse for your next clue. Clue #4 Shake it up! In this challenge, you must create Lighthouse Bar’s famous “Umhlanga Schling.” Use the provided recipe to create fifteen drinks to perfection, and you will receive your next clue. Clue #5 Head to Addington Beach and dig underneath one of the large sandcastles for your next clue. Clue #6 Detour: Tree or Sea Tree: For this detour, go to Durban Botanical Gardens. Use a provided golf cart to make your way to the famous Wood’s Cycad, a tree dating back to the age of dinosaurs. It has been cared for here since 1848. Once there, use one of the provided pieces to put together a large 3d puzzle of the tree. Once it has been approved, you will be handed your clue, and you can drive back to the front of the gardens and continue racing. Sea: Go to uShaka Marine World and help out with some chores! First, help the kitchen staff and prepare 5 pounds of specially made vegetables for some of the aquarium’s fish. Second, travel around the park and take water samples from each of the specified exhibits. Finally, record blood test results taken during routine health check-ups. If you’ve completed all of the steps correctly, you will receive your next clue. Clue #7 Head to the pit-stop at Suncoast Casino and Entertainment World! The last team to check in may be eliminated. Pit-Stop, Leg 6 -first: 5k each -last: eliminated LEG 7 South Africa - Lesotho Clue #1 Drive yourself through Qacha’s Nek and into Lesotho! Once in Lesotho, drive yourself to Maletsunyane Falls where you’ll find your next clue. Fast Forward, Leg 7 By completing this fast forward, you will skip an overnight rest point and will be able to head directly to the pit-stop. Head to Sehlabathebe National Park. Once there, using the provided map and compass, ride by horseback to the nomadic tribal people’s current village. At the village, help cook pap-pap, a type of porridge common in Lesotho. The first team to complete the challenge will be able to head directly to the pit-stop. Clue #2 Drive yourself to Seshoeshoe Decor and Fashion Designers in Maseru for your next clue. Clue #3 Who can cut up a pattern? One teammate will choose one of the complicated tribal Lesotho designs, and must find five pieces of fabric that match it perfectly. But be careful, the designs have miniscule differences between them. Once you’ve found all of your fabric, cut them at the directed places to receive your next clue. Clue #4 Make your way to the Subeng River Dinosaur Footprints, where you will find seven tags, each releasing you at a time in the morning when you will receive your next clue. Tags 1-2: departure at 7:00 AM Tag 3: departure at 7:20 AM Tag 4: departure at 7:40 AM Tags 5-7: departure at 8:00 AM Clue #5 Detour: Cave or Maze Cave: For this challenge, go to Liphofung Cave. You must memorize all of the rock paintings in a specified section (15 paintings), and then run approximately a quarter-mile away and select the correct paper cutouts and put them in the right order as they were shown in the cave. When you have everything selected and ordered correctly, you’ll receive your next clue. Maze: Make your way to the second largest dam in Africa, Katse Dam. Enter the first marked gallery and record the air temperature and the humidity. Use those observations to crack a complicated code, and enter the parallel gallery it directs you into. Be careful, it might be hard to find! If you enter the correct gallery, you will find a boat key, which you must give to the boatmaster. He will then give you a small ride around the reservoir and you’ll receive your next clue. Clue #6 Drive yourself to Sani Stone Lodge for your next clue. Clue #7 Help a local Basotho Shephard and their dogs move their sheep to a new grazing location. Don’t let the sheep get away! Once they’ve all been successfully moved, you’ll receive your next clue. Clue #8 Make your way on foot to the pit-stop at Sani Top Chalet! The last team to check in may be eliminated! Pit-Stop, Leg 7 -first: trip to Egypt -last: non-elimination LEG 8 Lesotho - Greece Clue #1 Via Maseru International Airport, make your way to Athens, Greece, known to be the home of the first democracy! From there, make your way to the Theatre of Dionysus on The Acropolis, where you will take part in a U-Turn vote. The two teams with the most votes will be sentenced to an automatic U-Turn when they arrive at the detour. After the vote, teams will be given their next clue. Clue #2 Fly to Chania, Greece on the island of Crete! Upon touching down, use the provided cars to make your way to the Agora and search for the marked stall. Speed Bump, Leg 8 Together, team members must eat through a total of twelve Greek figs. Once all of the fruits have been stomached, that team can continue racing. Clue #3 Detour: Traverse or Immerse Traverse: Make your way to the Maritime Museum of Crete, and find the small yacht model outside the museum. Your goal is to remember as much as you can without writing it down, then make a half mile walk through the streets of Crete to the yacht harbor, where you must find a marked yacht and rearrange the items until it is just like it was in the model. Once the actual yacht matches the model, you’ll receive your next clue. Immerse: Travel to Minoan’s World 3D Museum, and get treated to a five minute long “9D movie” on Cretan History which engages all of your senses. If you can answer all five questions correctly, you’ll receive your next clue. However, only two teams can participate in the show at once. Clue #4 Drive to the Palace of Knossos for your next clue. Clue #5 Use the provided map to navigate through the ruins, collecting puzzle pieces at each of the marked rooms. Once you have all ten bundles of pieces, head outside and recreate the large painting using the pieces you collected. Once it has been finished, you’ll receive your next clue. Clue #6 Drive to Cretan Olive Oil Farm for your next clue. Clue #7 Roadblock: Who is feeling oily? In this challenge, one teammate will help in the process of creating olive oil. First, set up special tree-shaking equipment and a net, used to efficiently get olives out of the tree without bruising them. You will then sort the olives between bruised and fair. Finally, crush both bruised and fair olives with a traditional granite olive press. Once they have been successfully grinded into a paste, you’ll receive your next clue. Clue #8 Find the pit-stop along the coast of the small village of Loutro back on the west side of Crete. You will soon discover, however, that the village is completely blocked off from the mainland by mountains, so you will have to find alternate transportation. Hurry, because the last team to arrive will be eliminated. Pit-Stop, Leg 8 -first: trip to Austria -last: eliminated LEG 9 Greece Clue #1 Fly back to the mainland in Thessaloniki! When you’ve arrived, search Aristotelous Square for your next clue. Clue #2 Detour: Serve or Observe Serve: For this detour head on foot to Bougatsa Giannis, a renowned restaurant in the Ladadika area. You must take the orders of twelve total people and retrieve the correct dishes for them from the kitchen. Each person also has a dessert, which must be retrieved from nearby pastry shop Trigona Elinidi. You may take notes, but if you mess up someone’s order, you must start it over again. Observe: Go by taxi to the Thessaloniki Science Centre Technology Museum and make your way to the main planetarium. The night sky will be projected above, and will be moving around you at one hour of regular movement per second. Using the provided key, identify five Greek constellations first identified by Claudius Ptolemy- Orion, Ursa Major, Cassiopeia, Centaurus, and Perseus. Be careful, it might be dizzying! Once you’ve found all of the constellations, you’ll be rewarded with your next clue. Clue #3 Find the Arch of Galerius for your next clue. Clue #4 Use one of the marked cars to drive yourself for the rest of the leg. Go to the Thessaloniki Concert Hall for your next clue. Clue #5 Roadblock: Who can blow a note and hold a tune? Macedonian brass bands are extremely popular in the Macedonia region of Greece, so for this roadblock, learn how to play the trumpet, a popular instrument played in these bands. If you can play a few notes of the folk song with the band, you’ll get your next clue. Clue #6 Drive to Dalamara Winery. Once there, follow the guide to the directed area, where you must load two empty kegs onto a horse drawn cart. Direct the horse approximately half a mile through the vineyard and return back to the kegs. You will continue to load and deliver a total of eight kegs to receive your next clue. Clue #7 Drive to Ski Center Voras and take the lift to the top where Kajmakcalan, a chapel right on the border between Greece and North Macedonia is situated. The last team to arrive at this pit-stop may be eliminated. Pit-Stop, Leg 9 -first: trip to Colombia -last: eliminated LEG 10 Greece - North Macedonia Clue #1 Drive yourself across the border into North Macedonia to Popova Kula Winery! Once there, pull a tag that departs you at a certain time the next morning. Tag 1: departure at 8:00 AM Tag 2: departure at 8:10 AM Tag 3: departure at 8:20 AM Tags 4-5: departure at 8:30 AM Clue #2 Roadblock: Who is a master chef? The teammate doing this roadblock will use the provided recipe to cook the national dish of North Macedonia, Tavche Gravche, a special type of baked beans. If it is cooked to perfection, you’ll receive your next clue. Clue #3 Drive yourself to the Millenium Cross in Skopje for your next clue. Clue #4 Detour: Art Block or Charity Walk Art Block: Drive to the Art Bridge, which is home to 29 statues of important Macedonian artists and musicians. Wandering on and around the bridge are 29 people dressed up as those artists and musicians. You must match nine total people to their statues. A maximum of three teams can complete this challenge. Charity Walk: Drive to the Mother Teresa Memorial House and load a trolley cart with a marked group of items that will almost completely fill the trolley. On foot, travel to the SOS Children’s Village National Office where you are to deliver the items. If you do not choose this option, your items will still be donated after the leg. Clue #5 Drive to the city of Struga, where the North Macedonian national anthem was created. Make your way to the Saint Archangel Michael Cave Church for your next clue. Clue #6 Teammates must work together to memorize four total stanzas of the Macedonian national anthem- in Macedonian. If you can perform it with the orchestra without forgetting the lyrics, you’ll receive your clue to the next pit-stop. Clue #7 Drive to the Monastery of St. Naum and the pit-stop! The last team to check in may be eliminated. Pit-Stop, Leg 10 -first: trip to Indonesia -last: eliminated LEG 11 North Macedonia - Cuba Clue #1 Make your way back to Skopje, then fly to Havana, Cuba, on two predetermined flights. Once there, go by taxi to Taller Calle 8, a car repair shop, where you will receive your next clue. Flight 1 (2 teams): Skopje - Paris - Havana, arrives 6:30 AM Flight 2 (2 teams): Skopje - London - Miami - Havana, arrives 7:10 AM Clue #2 Roadblock: Who can fix it up? The teammate doing this roadblock must follow the example to repair one of the classic Cuban cars. If it makes it past inspection, you’ll receive your next clue. Clue #3 For the remainder of the leg, you’ll have to drive the car you just fixed. Head to Fusterlandia, where you’ll find your next clue. Clue #4 Find where the attached image is in person throughout the folk neighborhood of Fusterlandia. If you can find where the image actually is and show the judge, you’ll receive your next clue. Clue #5 Sell the Box or Find the Band Sell the Box: Drive to Santa Maria del Mar Beach and sell the provided boxes of boxed rum, the “juice box for bug kids.” While never selling any box for under 25 Cuban Pesos, make 375 Cuban Pesos (around fifteen US dollars). Once you’ve made your sales, you’ll receive your next clue. Find the Band: For this detour, drive to the Cuban Art Factory and observe the large, marked piece of sheet music in the first room. Going from room to room in the factory, try to find the band who is playing the music that was in the first room. You must make your guesses ten minutes apart, so be confident in your answers! Once you have chosen the right band, you’ll be rewarded with your next clue. Clue #6 Drive to Vinales Valley Tobacco Field and search the marked area for your next clue. Clue #7 Perfectly roll ten Cuban cigars, five per contestant. Watch the example closely, as any small mistake in rolling the tobacco leaf will cause the cigar to fail. Once all of the cigars have been perfectly rolled, you’ll receive your next clue. Clue #8 Take a long drive to the eastern side of Cuba and the pit-stop at Ignacio Agramonte Park in Camaguey! The last team to check into the pit-stop will be eliminated. Pit-Stop, Leg 11 -first: trip to Botswana -last: eliminated LEG 12 Cuba - USA Clue #1 For the first part of this leg, you’ll be staying in Cuba! Drive yourself using the car you used in the last leg down Neptuno street in Havana, where you will find a guarapo stall with a flag. Clue #2 Using the hand-press to crush sugarcane, make forty glasses of guarapo. Once all of the glasses have been successfully made, you’ll be handed your next clue. Clue #3 Drive to the Tropicana Night Club for your next clue. Clue #4 Roadblock: Who can make it and shake it? For this challenge, one team member must follow the instructions of the costume designer to create a costume for one of the showgirls. If the costume is made correctly and given a pass, teams will be given their next clue. Clue #5 Teams must drive to Aeropuerto de La Habana Ciudad Libertad, where you will embark on a charter flight to Key West, Florida, back in the United States. Once in Key West, teams must go to the southernmost point in the continental United States for their next clue. Clue #6 Make your way to the Ernest Hemingway Home and Museum, where you’ll find your next clue. Clue #7 Roadblock: Who is a reader, a writer, and a decipherer? Ernest Hemingway, known for books like The Old Man and the Sea, had a notoriously bad handwriting, with little regards to punctuation or accuracy. One team member must copy one of Hemingway’s notes perfectly, letter for letter, on the provided typewriter. If it was typed perfectly, you will be handed a decoder key which you can use to find the hidden message, which will reveal the location of your final challenge. Answer: Smathers Beach Clue #8 Now that you’ve made it to Smathers Beach, you’ll partake in a final challenge. Out in between the marked buoys are bundles of letter tiles. You must dive down to retrieve them and bring them back up to shore. Figure out what you’re supposed to spell out with them, and once you think you have the answer, hang the tiles in order on your clothesline. If you have the correct answer, you’ll be given the final clue. Answer: United States, Japan, South Korea, India, Oman, South Africa, Lesotho, Greece, North Macedonia, Cuba, United States (teams must figure out that they have to spell out all of the countries they visited in order on the race) Clue #9 Congratulations! Make your way to the final pit-stop at Fort Zachary Cruise Pier! Go, go, go, the first team to reach the pit-stop will win 1 MILLION dollars! Pit-Stop, Leg 12 10 countries 4 continents over 27,000 miles first: 1 million dollars
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READ THIS FIRST: Official Frequently Asked Questions and Answers - Important Up to Date Information You Need To Know about EIDL
\*LAST UPDATED 8/01**)
OFFICIAL FREQUENTLY ASKED QUESTIONS AND ANSWERS FOR EIDL
PURPOSE: This post will be a master thread with everything we have collectively learned on EIDL about the loan and the application process. It will be updated on an ongoing basis and will always contain the most current information. Things change frequently at the SBA with policy and you should check back on this thread on a regular basis. Please post any questions not covered and I will respond and add them here. INDEX OF QUESTIONS:
How do I get in touch with customer service phone support?
What are my chances of being approved for this loan? Can I know in advance?
I received a decline letter for “Business activity not eligible”. What can I do?
How is the loan amount calculated? How can I request a specific amount?
What is the maximum loan amount?
When will I get my portal invite?
I finally got a portal invite and accepted and submitted an amount. My application says it is "processing", now what?
I understand that processing really means "underwriting", but how long will it actually take? What is the normal amount of time?
Does contacting my congressmen or senator actually work?
I accidentally entered the wrong revenue or COGS on my application and my offer amount was lower than I expected, is it possible to change this?
I need to change my Rev or COGS and I already accepted an amount in the portal, Tier 2 told me to do it! Is it too late?
Who are you, cue378? Can you help me?
My loan as obligated or already funded, I made a mistake with my COGS or revenue and I am not happy with the amount. Can I change it?
How do I show support for the volunteers and moderators for EIDL
I received my portal link, but when I go to create an account it just takes me to the login page. What can be done?
I was declined for "unsatisfactory credit". What are my options?
What documents are required? Will a loan officer contact me?
What is the status of the Advance/Grant program? Can I still get a grant?
What are the eligible uses of EIDL funds?
I received a denial letter for the reason "ECONOMIC INJURY NOT SUSTAINED". What does this mean and what can I do?
What is CAWEB and how can it help me track my loan disbursement and other status?
1. QUESTION: How do I get in touch with customer service phone support? ANSWER: The highest level of official customer service is known as "tier 2" and can be reached by calling 1-800-659-2955 and asking for Tier 2. (NOTE: As of 5/29 the previous direct number is currently out of service) They are unfortunately, a very limited means of support. They are able to check your application status and see the current "stage" and leave notes in your file, but unable to directly make any changes or escalate anything in a meaningful way. Most are very nice and well meaning people but are usually poorly informed and often provided contradictory information between calls. The important thing to understand is that notes left by T2 do not actually notify a loan officer or anyone, they are simply waiting to be read if someone happens to open your file and takes the time to review the case notes. So if a T2 says they requested a change do not assume it was or will be made. 2. QUESTION: What are my chances of being approved for this loan? Can I know in advance? ANSWER: The loan is relatively easy to get approval for by loan standards. The exact underwriting criteria the SBA is using was leaked by some helpful people (hat tip to u/Sbaleaky) and thus you can have a good understanding what your chances are. Underwriters look for the following: -Minimum Credit Score of 570. They will pull from experian. Close to Vantage 3 model found on nav DOT com or TransUnion numbers on credit karma. They do NOT use FICO. Credit score is largest factor for approval for this loan and no exceptions are made for under 570. -If economic injury was sustained based on formula described in QUESTION 4. If this is a negative number you will be auto declined. (SEE QUESTION 5) The SBA does not consider potential revenue lost or general expenses in the loan amount. -Tax liens or tax issues are NOT a disqualifying factor or taken into consideration for COVID19 disaster. -Business start date must be prior to 1/31/20 -open bankruptcies = Declined. Closed OK. -Arrest for felony < 5 years = Declined -Arrest for misdemeanor < 5 years = Declined -Sole proprietors with delinquent child support > 60 days = Declined -Any business principals with 50% or more ownership with delinquent child support > 60 days = Declined -Your business must pass verification in some way that it is a valid operation. If they can find it on google it will suffice. Otherwise you may have to provide documents to prove it's a legit business. -Your business type must not be on the list for ineligible business activity. See list on FAQ. -All owners on application must be either US citizens or Permanent Residents. E-2 Investor visa is NOT eligible and any attempts to appeal or add a co-borrower who is a citizen or LPR will be unsuccessful. Corporations, Partnerships, and Limited Liability Entities (LLE): Alien-owned corporations, partnerships, and LLEs properly registered and licensed in the state where the disaster occurred are eligible. If any member, partner, or shareholder, owning 20 percent or more of the applicant business is in the USA they must be a qualified alien. If the alien resides outside the USA an exception may be made. 3. QUESTION: I received a decline letter for “Business activity not eligible”. What can I do? ANSWER: EIDL has a list of restricted business categories, if your type is NOT on this list and you still received this letter you may have been improperly classified. The following applicants are not eligible for EIDL assistance.
7-Eleven Franchise Stores, despite what corp office says. (advance is OK)
Lending or Investment Concerns (except for real estate investments held for rental)
Multi-level Sales Distribution (Pyramid) Concerns c. Speculative Activities d. Non-profit Organizations that are not considered a Private Non-Profit
Consumer and Marketing Cooperatives. However, other cooperatives and small agricultural cooperatives meeting applicable size standards are eligible f. Not a small business concern (except for PNP of any size) g. Gambling Concerns. Concerns that derive more than one-third of their annual gross revenue from legal gambling activities.
Casinos, Racetracks, Etc. Businesses whose purpose for being is gambling (such as casinos, racetracks, poker parlors, etc.) are not eligible for EIDL assistance regardless of their ability to meet the one-third criteria established for otherwise eligible concerns.
Loan packagers who derives more than one-third of their annual volume from the preparation of applications seeking financial assistance from SBA
Political or Lobbying Concerns.
Pawn shops, when 50 percent or more of previous year’s income was derived 50 30 9 71 Effective Date: May 31, 2018 from interest
Real Estate Developers. Establishments primarily engaged in subdividing real property into lots and developing it for resale on their own account.
Life Insurance Companies.
Concerns Engaged in Illegal Activities (as defined by Federal guidelines). p. Government-owned concerns, except for businesses owned or controlled by a Native American tribe.
Concerns with Principals Incarcerated, on Parole or Probation: remain ineligible if the parole or probation is lifted solely because it is an impediment to obtaining a loan.
Concerns engaged in live performances of, or the Sale of Products, Services, of a Prurient Sexual Nature.
Businesses considered as hobbies.
Concerns Involved in Change in Ownership Situations: Concerns which had a substantial change of ownership (more than 50 percent) after the impending economic injury became apparent, and no contract for sale existed prior to that time are ineligible .
4. QUESTION: How is the loan amount calculated? How can I request a specific amount? ANSWER: There is no way to request a specific amount, the eligible amount is calculated automatically by formula based on your inputs. There are three known formulas:
Standard Small Business: Revenue minus COGS divided by 2 minus advance, subject to maximum of 150K
Not for Profit: 6 months operating expenses year prior to 1/31/20
Business that collects rental property income, your offer is calculated by lost rents due to the disaster, not the standard formula. If your offer is lower than expected you may have been wrongly classified into this formula.
Agricultural businesses: 6 months operating expenses year prior to 1/31/20
If the formula results in a negative number or less than your advance you will be declined for "ECONOMIC INJURY NOT SUSTAINED" 5. QUESTION: What is the maximum loan amount? ANSWER: As of last update it is currently 150K cap. This will not change anytime soon and there will be no way to request more at present. The only way to avoid the cap is if your loan was already being obligated prior to the change by the SBA from 500K. If I hear anything new on this it will be updated here. 6. QUESTION: When will I get my portal invite? ANSWER: Portal invites are a fully automated process and not strictly sequential but follow general group patterns. If you see someone that has a higher number than you get a portal invite it does NOT mean you were "passed over". 7. QUESTION: I finally got a portal invite and accepted and submitted an amount. My application says it is "processing", now what? ANSWER: This is when the actual loan process starts and underwriting begins. Your application will be assigned a loan officer for review using the criteria listed in question 2. The exact process is as follows (hat tip u/sbaleaky and u/LOL_Face_69) with the actual stages from start to finish. Keep in mind that once you accept in the portal a number of things are going on behind the scenes, which is why "processing" can take a great deal of time. Once you see a loan amount in your portal, this is NOT a "pre-approved offer". It is simply a potential amount you are eligible for based on the stated formula if you pass underwriting.
Initial Call Needed (credit not ran)
Credit Pulled (waiting for automated portal invitation, this is by far the longest part of the process)
Quoted (received portal invite with an eligible amount)
Offer Accepted (you confirmed and submitted an amount in the portal)
Submitted Deal (waiting to be assigned to a Loan Officer)
LO assigned and makes decision: Declined, Duplicate, Approved
[The following takes place behind the scenes and will not reflect in your portal, but will still say "processing"]
Approved: T2 Rep can now see your loan is approved on their screen. This means the Loan Officer has approved the deal and it is now going to the Senior Loan Officer. If the SLO does not approve the deal then it will go to declined.
Obligating: SLO known as a "team leader" reviews the work of the first LO to ensure everything was done correctly. Once they sign off on the deal the loan is now fully approved. The loan is being sent to the E-Tran system to receive a loan number. The loan has not yet received a loan number from E-Tran while obligating. This is the most common phase where hang ups in "processing" can error called "error in obligating". Usually due to small technical issues or errors in your information that need to be sorted.
Obligated: A loan number from E-Tran has been obtained and now closing documents can be drafted and sent to the borrower. This is when your portal would change from "processing" to approved. There may be a delay between when your offer is obligated to when it actually shows approved. I have seen it happen in as fast as 10 minutes or as long as 12 hours. You can also see approved but not have docs available. Docs will not show up until you get an email with the approval. The delay on this can be a few hours or more.
Funding: Docs are signed and the loan is automatically moved to funding stage to have treasury issue an ACH. This happens very quickly and you should see the ACH sent right after with the funds arriving in 24-48 hours on banking days. At this point you can track the disbursement with your loan number from the docs using CAWEB to see if the ACH has been sent. See CAWEB question.
Funded: Process complete, funds are successfully in your bank account. Congrats
Note: The exception to this process is that some applications which are considered easy (based on unknown factors) to approve are subject to full automation and may go straight to approval bypassing the above steps. This only happens in rare cases. You may also see a status that says, "On-Hold" Amount $0: This status typically is when your loan was temporarily declined and is still in the reconsideration department pending possible reconsideration approval. It most commonly relates to credit based issues or problems pulling your credit report from Experian. 8. QUESTION: I now understand that processing really means "underwriting", but how long will it actually take? What is the normal amount of time? ANSWER: The amount of time it is normal for your portal to say "processing" is highly variable as a hundred different factors are involved behind the scenes. Once you submit for processing you are in queue to be assigned a loan officer**.** If your application has been in underwriting for greater than 20 days it may merit investigate, but not necessarily indicate a problem with your chances of approval. Do NOT panic if it seems "stuck" with no communication from anyone. This is normal.
UPDATE: As of 7/20 the current queue/wait time to be assigned a loan officer, get approved, and have closing docs drafted is 14-18 days. Some are seeing immediate automated approvals same day, this only happens in around 30% of cases. The rest must be manually processed. You are NOT "stuck" if you are still within this time range.
9. QUESTION: Does contacting my congressmen or senator actually work? ANSWER: Yes, the SBA treats congressional inquiry very carefully and will flag and sometimes white glove your application. Often they will assign a special case worker during the process. The important thing is when your local congressional office reaches out they do NOT contact the local district SBA but this email: [f[email protected]](mailto:[email protected]). This email is NOT for use by applicants but only official government purposes. 10. QUESTION: Help! I accidentally entered the wrong revenue or COGS on my application and my offer amount was lower than I expected, is it possible to change this? ANSWER: Yes, butonly if you meet the following two conditions:
You should NOT have already accepted an amount and submitted for processing in the portal. *If you already did see note below.
You have documentation to backup the changes such as Federal Tax Returns 2018 or 2019 or P&L Statements. Tax returns are preferred if available but not required if the offer is showing as eligible in the portal.
The important thing here is DO NOT accept the offer in the portal if you need to revise your numbers.
*IF YOU HAVE ALREADY ACCEPTED THE OFFER: Call tier 2 support as soon as you possibly can and ask them to make the following note in your file: Loan Officer, DO NOT approve this file without calling me, the applicant, because my (revenue or COGS) figures are wrong. I have supporting docs to make the changes. Please contact me ASAP. 11. QUESTION: I need to change my Rev or COGS and I already accepted an amount in the portal, Tier 2 told me to do it! Is it too late? Answer: Unfortunately tier 2 is currently giving absolutely terrible advice in this situation. They are telling people to accept the offer in the portal to speak with a loan officer to make the revision. The problem is that once you accept you set the process in motion and then it gets obligated by treasury it is impossible to adjust. The proper time is prior to accepting. Often times loan officers never are needed, never reach out or even read these notes. I see it every day and people are stuck its the "kiss of death" advice. If you already accepted you may have time but would need to work quickly from date of submit. UPDATE: As of 6/15 there is now a way to fix this. See question 13. 12. QUESTION: Who are you, cue378? Can you help me? ANSWER: I am a small business owner sharing the information, strategies, and general knowledge I have gained over the course of 4 months and helping in almost 1000 cases. I do not work at the SBA nor do I have any affiliation with the SBA. Do to an extreme flood of requests for help, I will not be able to answer PM's or chat requests. Some people have asked how they can support my efforts. While I do not ask for donations, another volunteer decided to setup a tip jar in case people want to show their support. To be clear any assistance I offer is entirely free without any expectations. Please note, anything donated prior to contacting me in an effort to gain faster help/special attention won't yield those results, while appreciate your support I keep everything fair to others who don't donate. The tip jar can be found HERE. 13. QUESTION: My loan was obligated, already funded, or I already accepted the amount in the portal. I made a mistake with my COGS or revenue and I am not happy with the amount. Can I change it? ANSWER: As of 6/12 loan modifications are now being allowed. You can contact [[email protected]](mailto:[email protected]) and request a "Loan Modification increase". It is a 3-4 week process that requires documentation. A second loan will be given for the difference from the first one. It will be processed as a 20xx series loan in the old system/portal. For more details email me. Note if you have not yet accepted the offer the normal process is much faster. 14. QUESTION: How do I show support for the volunteers and moderators forEIDL ANSWER: For supporting Cue378, there is a tip jar listed above. If you wish to show support to our community moderators, you may reach out to them direct at u/tahoechick36 and u/Scorpio14534to ask how you can show your appreciation for their time and efforts. It takes a great deal work run the community and they are putting in a near full time effort outside their normal occupations. 15. QUESTION: I received my portal link, but when I go to create an account it just takes me to the login page or I get the error: "The user account has not been confirmed yet. What can be done? ANSWER: If you takes you back to the login screen instead of letting you create an account, try following the steps HERE 16. QUESTION: I was declined for "unsatisfactory credit". What are my options? ANSWER: You have a few options.
You can bring your vantage 3 score over 570 by paying down cards, when you are ready you can request the SBA re-pull your report and reactivate your account via [[email protected]](mailto:[email protected])
*You can request to add a co-borrower that has a higher score than 570 with no open bankruptcy and run their credit to reactivate your application.
*As of July 20th the SBA is no longer allowing the use of a Co-Borrower for reconsideration of an insufficient credit denial. Further details and updates on this situation are available in the threadHERE. 17. QUESTION: What documents are required? Will a loan officer contact me? ANSWER: In many cases no documentation is required and everything is self certified. Most commonly an LO will need to contact you to clarify some things about your business or request specific documents, or confirm your public business presence. In about 1/3 cases you will receive no communication from a loan officer and approvals are automated. For denials you lose self certification ability and you will be required to furnish full documentation. 18. QUESTION: What is the status of the Advance/Grant program? Can I still get a grant? ANSWER: As most of you already know, the EIDL Advance/Grant program has ended and the full 20 billion in funding for the advance has been exhausted. The option has been removed from new applications. Getting funding for the advance as a new applicant at this time will not be possible. For older applications please see this post for more information: https://www.reddit.com/EIDL/comments/hr3l41/eidl_news_714_update_regarding_the_current_status/ 19. QUESTION: What are the eligible uses of EIDL funds? ANSWER: These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. What are all the possible uses of the funds? The wording ‘obligations that are unable to be met due to lack of revenue’ seems to be a catch all, but how much so? The EIDL working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. The loans are not intended to replace lost sales or profits or for expansion. If you have more specific questions on the allowable usage of EIDL funds, one of our moderators, u/Scorpio14534 who is also a licensed professional CPA that is very knowledgeable on this matter is open to email requests. They can be reached here: [[email protected]](mailto:[email protected]) 20. QUESTION: I received a denial letter for the reason "ECONOMIC INJURY NOT SUSTAINED". What does this mean and what can I do? ANSWER: This occurs when the numbers entered on your application for COGS are greater than your revenue. The SBA calculates economic injury based on the formula in question number 4. You can also be denied for this reason if the resulting number is less than your advance amount. Please note that the SBA is only taking into account revenue earned prior to the disaster date of 1/31/20 to calculate your economic injury. If your only revenue was earned after that date as a newer business you may not qualify, but it is possible to use a 12 month projection which you can submit to reconsideration. If the numbers on your application were correct, you would not be eligible for an EIDL. If you made an error you can request an amendment and reactivation of your application. 21. QUESTION: What is CAWEB and how can it help me track my loan disbursement and other status? ANSWER: You can use the Capital Access Finance System to track your EIDL after your documents have been signed and submitted through funding. It allows you to see disbursement status and other details related to your loan. ****Hat tip tou/tahoechick36for this amazing write up*\* Using the Capital Access Finance System to track your EIDL after your documents have been signed and submitted through funding. Visit caweb.sba.gov or click the link at the top of EIDL Setting up an account: You need a SBA Loan # to set up an account - for EIDL it appears on the first page of your documents, in the upper left hand area, and says "SBA Loan # XXXXXXXXXX.” SBA loan #'s are 10 digits. Your Application # will NOT work for account set-up. If you have a PPP Loan, you can use your SBA # for this loan to set up an account. Sometimes this # is easy to figure out, sometimes not. That has to do with an intermediary (like your bank) being involved, but if you can track down an actual SBA Loan #, you can go ahead and get registered without your EIDL loan number.
On the home page click on "Not Enrolled?" in the top left. This takes you to a screen to enter info. You may come to hate this screen, this process is very finicky.
Look at the rules for creating a User ID and Password by clicking on "Rules..." next to the fields.
Write your exact ID & password down somewhere - if you ever get locked out and call the SBA for help, they are going to tell you that Borrowers are not supposed to be able to access CAFS CAWeb. Apparently we still can, so don't make this a big deal or maybe that will change!
For user type - select "borrower" from the drop down menu.
Fill in the highlighted fields with your info. Click on the "ZIP LOOKUP" button after you enter your zip code. This auto populates some other boxes, and registration won't work if you don't do this.
For the country code in the phone number section enter "1" for the United States.
Financial commitment ID is your Loan # - 10 digits.
If you don't have a landline, it has been reported that just entering your mobile number in both fields works. You will have to select 3 of their security questions, enter the Captcha image info, then hit "submit" at the bottom.
If it didn't like the info you have entered, it will give you an error message for what part it didn't like, and you will have to try again, which requires re-entering quite a bit of the information. It's a pain. But if it takes it, you're in! There may be a verification step now as well. Finding your loan on CAWeb
On the caweb homepage, login (if you aren't already), it will be personalized and show your name. You have to scroll down and check the "Agree to Terms" box when you are logging in.
Click on "Borrower" in the top left, then click on "Borrower Search". This should take you to your "Loan List" showing the loan #, borrower name, loan type, amount, and loan status.
PPP loans typically appear as "Active Un-Disbursed" - if your PPP is already funded don't worry about that. Your EIDL will show up as "Disbursed Current" if funds are on their way. It may say something else if you look immediately after you send back you Docs, but it should change pretty quickly. Logging out and back in again will sometimes refresh the status. Loan status will say "Active Un-Disbursed" until Treasury send the funds to your bank, then it changes to "Disbursed Current".
It depends on your bank when they post in your account (same day, next day, time).
If your banking info didn't verify, the transaction will fail to go through, and the status will revert.
If you are not funded within 3-4 banking days, there is likely a problem - check your info in your portal, call the SBA, and then email Cue if needed.
If you click on your loan# in the list, it opens up a page with details about your loan.
There's even a box at the bottom to check if you want electronic account statements only, but if you check that, a warning pops up about "all attached to this loan will be affected by this change", so we recommend not selecting that option just yet.
Open letter from a group of Russian-speaking LitRPG-authors
How Iceland, France, Switzerland and the Netherlands became a haven for cyber-criminals. We are a group of Russian-speaking independent writers living in Russia, Ukraine, Kazakhstan and the United States, writing in the genres of LitRPG, RealRPG, fantasy and science fiction. We are united by a rejection of piracy and infringement of intellectual property rights. Each of us is an ordinary person who devotes all his free time to his favorite pastime. We are not millionaires or published writers swimming in money. Each of us started from scratch and made our own way by publishing on the Internet. We are currently publishing our books on Russian literary portals https://author.today, https://litnet.com and https://www.litres.ru. Thanks to these sites, we got the opportunity to sell books without going through publishing houses. This is the main difference between us and Western authors, who have the opportunity to go Indie and successfully sell Kindle/Amazon to a multi-million audience. Thanks to the readers who support us by purchasing our books. Thanks to them, some of our books have become known not only among Russian-speaking readers, but also in Western countries. Our books have been translated and are being translated into English and German, due to which fans of the LitRPG and RealRPG genres are familiar with our work all over the world. Nevertheless, for many of us, selling books to Russian-speaking readers remains the only source of income. Book translations can cost up to $10,000-$12,000, and the costs do not always pay off. None of us make huge amounts of money. On average, our monthly income does not exceed $700. One of the key problems for Russian-speaking authors is the theft of their books and their illegal publication on pirated resources. Books are stolen at the stage of writing, often depriving us of the opportunity to work fully. Criminals deprive us of the opportunity to receive normal wages for our work. At the same time, the “pirates” themselves earn on advertising posted on their sites. Often this is illegal advertising - on such sites you can find advertising banners of illegal online casinos, services of prostitutes, pornographic services and a lot of other advertising prohibited by law. Some of the criminal resources use Google Adsense at all. The largest of these sites is https://flibusta.is, with its main mirror https://flibusta.site. On the first, there is no advertisement, but the second is completely filled with advertising banners. This is a well-known criminal resource, which publishes not only books by Russian-speaking writers, but also books by famous Western authors in different languages. For example:
In addition, there you can find books by almost any famous writer in his native language. No countermeasures from hosting companies should be followed. Imagine that Andrzej Sapkowski’s books were stolen at the dawn of his writing career and that they were publicly available. They would refuse to delete them, due to the fact that the writer lives in Poland. Sapkowski himself, in order to feed his family, got a job as a sales manager. The world would lose the famous writer and the world of The Witcher. Because of the greed of the owners of pirate sites and the devil-may-care attitude of hosting companies that refuse to comply with the same laws for everyone. The “pirate” site https://flibusta.is uses the services of the hosting company Orange Website (https://www.orangewebsite.com) from Iceland, and its “advertising mirror” https://flibusta.site uses the services of the French hosting company Scaleway (https://www.scaleway.com). The site https://flibusta.is is the base of stolen books and a kind of center around which a huge number of sites of smaller criminal gangs revolve, which automatically download books to themselves. We have sent complaints to both hosting companies. Scaleway reacted absolutely formally. We had to send several complaints to get our books blocked on https://flibusta.site. And so for each individual book. On average, four requests were required, since after the first, all illegally published books remained in their places. Orange Website responded that the company does not obey the laws of the European Union or the US DMCA and will ignore any complaints until the Icelandic court is ordered. They know very well that we are not in a position to provide financial support for lawyers and the legal process in Iceland. Therefore, such an answer sounded like a mockery. Both hosting companies are calmly working with cyber-criminals who caused colossal damage to Russian-language LitRPG-authors. We believe that if it was a violation of the rights of writers from France or Iceland, they would certainly react as required by law. But they don't give a damn about the rights of Russian-speaking authors. These companies seem to care more about money from digital criminal gangs. Among other hosting companies that support piracy and completely ignore complaints under the DMCA or EU Directives, three can be distinguished:
Zomro (https://zomro.com). A hosting company with an office in Lithuania. Several dozen pirate sites have chosen this hoster's servers as a haven for illegal content. In response to complaints, the company redirects to [[email protected]](mailto:[email protected]), but there is no response from there.
NovoServe (https://www.novoserve.com). The company from the Netherlands hosts a total of at least forty criminal sites. As an example, we can give a small list of similar websites:
Some of these sites simply publish our books, while others sell them illegally, taking advantage of their complete impunity. The well-known criminal site https://librusec.pro, which openly sells stolen books, uses Wholesale Internet hosting, hosted in the USA (https://www.wholesaleinternet.net), which also does not respond to our complaints, despite the criminal nature of their clients' work. obvious. We should also mention the messenger https://telegram.org, the support of which does not even consider it necessary to respond to our complaints. There are hundreds of channels out there where people discuss the best ways to steal books and coordinate their activities there. An excellent messenger has turned into a den of criminals who feel great as the support team takes no action. At the same time, the messenger is registered in the USA and must comply with the DMCA law, but does not respond to complaints. Unfortunately, criminals are more important to them than Russian-speaking writers. We have exhausted all available methods of influence. Now there is a situation where cyber criminals are destroying modern Russian-language literature and at the same time feel completely protected from any consequences. Hosting companies from the European Union work with them in flagrant violation of DMCA law and EU copyright directives. The only thing that remains for us is to make this situation public, in the hope of a public reaction and possible interest from the police of the countries in which these hosting companies operate. These types of criminals require more public scrutiny than legal claims. We are asking you to post this open letter, or material based on it, wherever possible. Our main task is to attract public attention and, if possible, the attention of law enforcement agencies to the activities of hosting companies that condone piracy. To clarify any information, you can contact us through the writers' profiles on Facebook or by Email. If you have read to the end and are wondering why all this. We are confident that the LitRPG community is full of smart people with competencies in a variety of areas, including copyright laws. If you can advise which intellectual property protection agency or lawyer we can turn to, that will help us a lot. In addition, perhaps this case will be of interest to someone from the media who will help us. The authors who signed this open letter:
In todays log we will discuss the fluffy’s second most common killer. Humans. But before we do that I would like to explain more of the fluffy’s biology. The nutrition of the fluffy in the Neverglades is actually quite good. They are omnivores believe it or not. Meat does have some vital vitamins that they require to sustain good nutrition. However, they can have a full vegetarian diet and survive, however, their muscles and digestive system will not be up to par. Fluffy’s from the north tend to have lots of diarrhea, that is what happens if their only food source is just milk or just grass. Grass is low in fiber and nutrients compared to other vegetables so it is no wonder northern feral fluffy’s defecation is mostly liquid. In Florida, they can eat pond apples. A very bitter but still nutritious cousin of the apples we know and love. Fluffies don’t seem to mind the bitter taste, however, that is because they are feral. Pond apples were given to domestic fluffies and they rejected it. As ferals they will make the most out of any flavor. Other fruits they can eat are seagrapes, coconuts, and the thousands of orange, lime, and peach trees left over from the farms. Such trees are now spreading all throughout the Neverglades. As for meat, they have 2 main sources. Other fluffies, foals, and insects. They will munch on the countless grasshoppers, ants, beetles, and any other small arthropod. So I guess fluffies are above at least bugs in the food chain, however there are plenty of insects that can eat them if they have large numbers. With such a balanced diet, mares rarely have stillborns or defective foals! Also these Neverglade fluffy fecal matter is solid. Their rear ends still get covered in the stuff however… The Neverglades have countless factions that scour the land. Keep in mind fluffies are biologically programmed to love humans unconditionally. Most feral fluffies have never seen a human and yet they still crave their love. Our drones have caught them murmuring to themselves that they want a “hooman huggies.” Humans are practically mythical gods to them at this point. When they do see one, they will become overjoyed and charge towards them asking for “huggies” and “gib upsies.” The human almost always kills them. After a few foul encounters with a human a fluffy will learn to fear us, unfortunately, they can’t seem to teach other fluffies that lesson. In parenthesis is how their standings are with fluffies, from most friendly to least it goes Loving-neutral-aggressive-hostile. Researchers (Neutral): Us, we do not kill fluffies unless required for an experiment or if we are low on food supplies. Rangers (Aggressive): These are the park Rangers, they are one half invasive species hunter, one half SWAT team. They will kill any python, boar, Nile crocodile, or iguana they come across. As for fluffies, they used to kill on sight, but the fluffy population always seemed to bounce back. They were spending countless dollars on ammo and trying to club a whole herd to death could take hours. And again, the fluffies always bounced back, always. They deemed it pointless unless using them for target practice. Also, they will kill them if bored. (Video plays, it seems to be from a phone) Filming Ranger: Duuuuddee got the ‘nade? A herd off fluffies are running to them in the distance, feint “huggies” and “upsies” can be heard. Other Ranger: Yeah dude! Fuckin’ watch. (Now Shouting) HEY FLUFFS, PLAY WITH BALL! He pulls the pin to the grenade and throws it at the herd. The fluffies shout “yay baww! fank 'ou.” They played with the grenade for only a second before it went off, causing blood, shit, fur, and dead foals to coat the surrounding land. The explosion was followed by the roaring laughter of the Rangers. (Video Ends) Armed with assault rifles and large artillery, the Rangers are also in the Neverglades to stop the Cuban Cartels, Brofluff Cultists, Anarchists, malfunctioning robots, and any other nefarious activity in the Neverglades. [Redacted] Man (Extremely hostile, even to [Redacted]!): [Redacted] Man is [Redacted], im*e#sely da^ng3r&s [Red4c1ed] d0 4OT A9pr0c#----- Squatters (Hostile): Not everyone took kindly to evacuate all land south of Lake Okeechobee order. Many demanded to say, and the governor obliged, however, he warned them that there would be no police force or fire fighters to protect them, or corporations to supply jobs. Over the years many Squatters moved back to the inhabited parts of Florida such as the pan handle after life got too rough. Not only that, many Squatters have been killed by the Cartels, Anarchists, and even panthers and black bears. The Fort of Fort Myers was completely destroyed by [Redacted] Man. Which used to be the largest Squatter stronghold. Now they are sparse and no longer live in large communities, instead they live more of a hermit life. Fluffies are their main source of meat. They will hunt them; such a task is easily done with fluffies prancing to them. But they will also construct traps. The most effective is a Comfortfluffy. Think of it like a scarecrow but opposite. It is human effigy that it is made to attract Fluffies. As they approach the comfortfluffy, the fluffies will try to hug it. At the base of the comfortfluffy is a large mouse trap device hidden under pine needles. Such a device can kill 5 fluffies in 1 activation. (Video starts) A Comfortfluffy is erected in the backyard of an isolated house in a grassland. Around the Comfortfluffy is tan palmfrawns that hide the killing mechanism. There is even a small radio hidden in the chest of the Comfortfluffy playing songs one would hear on Fluffy TV. A small pack of 5 adult fluffies with 2 mares with foals on their backs happily waddle towards the comfortfluffy shouting “huggies!” They begin to nudge the pants of the comfortfluffy and although metal creaking sounds could be heard, the trap does not activate. Then one of the fluffies begins to jump while singing “upsies!” The jump was just the pressure needed to activate the trap. A rusty screech is heard as the trap activates and 4 mouse trap-like bars swing down around the comfortfluffy. The cheers of the fluffies turn to a quick shriek, a loud crack, followed by some meek crying. 3 of the fluffies died on impact, their scull or chest cavity popped like a pimple. The 2 that survived had their hind ends crushed and their entrails shot out their rear. “Big owwies!!!” They meekly cried as the life in them slowly drained. The Foals that got hit by the bars were completely obliterated. The ones that were not hit were completely unscathed, however, they began to cry about everyone taking the “foweba sweepies.” As shadow then looms over them. “Sandra! Were havin’ foal stew tonight!” (Video ends) Cuban Cartels (Hostile): Even after the legalization of marijuana the Cartels did not slow down. They are still quite in business thanks to the ever-growing demand for cocaine, heroin, and opium. The Cartels will make landfall in the Neverglades if the make it past the heavily patrolled Keys Atolls. They even have some bases the Rangers can’t take out unless they get military assistance. The Cartels will actively lure fluffies into their bases. They will put signs featuring happy looking humans with arrows pointing at the base. The fluffies will gladly follow the signs. Once lured into the base the Cartel henchmen will slaughter them for food. Anarchists (Loving to Hostile): True to the definition of their namesake, they have no set rules or governance, and most anarchist groups have no relation to one another. You’ll have the ones who come to the Neverglades to abuse its low surveillance to torture and murder Squatters, other anarchists, and any other poor human that gets in their way. They will of course have their way with any and all fluffies. Then you’ll have the more hippie kind who just want to have a nice little commune away from corporations. These are usually very loving to the fluffies, most wont even hunt them with the amount of vegans they have. However, these communes don’t last long due to attacks from the Cartels, other anarchists, [Redacted] Man, and even large animal attacks. We’ve even witnessed a massive pack of coyotes kill an entire commune. Brofluff Cult (Loving): This all male cult worships some sort of female equine pantheon. Part of their religion is to be subservient to all fluffies. They will come to the Neverglades and build small fluffly sized homes. They will cook countless spaghetti for the fluffies. They will protect the fluffies, even going as far as killing any human who dare hurts a fluffy. However, do note they will… mate… with a mare they call their “fluffu.” They will also breed fluffies in hopes of reincarnating the “Daughters of the Goddesses.” The Rangers will keep a close eye on them, if they make any aggressive move towards other humans the Rangers will rout them. Pirates (Hostile): Basically anarchists that patrol the seas. They will commonly go ashore to restock on fluffies unless the find a drifting boat full of fluffies. Fathers of Freeport (Hostile): Please remember, when I write “hostile” I only mean to fluffies, these men are actually very kind. The name of their faction was dubbed by me, they are simply Bahaman refugees searching for food. After sea level rise the Bahaman government disbanded, taking the upper class with them to live in Florida’s panhandle. The rest of the civilians were left to fend for themselves. Food is now critically short over in the Bahamas. What little land is left can’t grow food and the coral reefs have been overfished to depletion. However, some savvy fisherman have learned about the fluffy situation in Florida. They sail over to the east coast and collect a hulls worth of fluffies to take back to the remnants of their starving country. This particular group I was monitoring always stocks up at an atoll building at Hallandale Reef. This building is completely surrounded by water and somehow stuffed to the gills with fluffies on all dry floors. I was even able to intercept and question the captain of the fishing boat. (Start of transcript) Researcher: So what brought you to Hallandale Reef? Captain: The reefs ova’ by Miami have too many pirates scoutin’ the seas. But here it is close enough to Seminole Territory dat da pirates shy away. Researcher: Has the Seminoles have any qualms with you? Captain: Nah, dey know we mean no harm. We take only the fluffy ones. Dey seem to not care fo’ them. Researcher: Are you afraid this building will run out of fluffies? Captain: (Laughs) No, no, no. Dees tings have many many babs’. If anyting we be doing them a favor and stoppin’ them from ending up like our own home. Researcher: Have any of your men gotten hurt trying to farm these fluffies? Captain: Yes, a greenhorn died. The floors of dis building be covered in shit. Poor greenhorn slipped and fell down stairs. Researcher: I see, have you encountered [Redacted] Man? Captain: Oh no lord Jesus, nonono! We be going now, good day! Researcher: But… Captain: Our hulls are full, and you reminded me of why our people can’t immigrate here, goodbye! And may lord Jesus protect your soul, science man who pokes tings dat need not be pokin’! (End of Transcript) Seminole Tribe (Neutral): A very powerful faction on par with the Rangers when it comes to control in the Neverglades. With the rising waters the Seminoles have lost lots of their ancestral lands and the USA did not grant them any more territory. However, they adapted. Their crowing hotel, the Hard Rock Hotel was a casino and hotel that is shaped like a giant guitar. Now that it is surrounded by water, they modified it to work also as a yacht club and dock. They even built an underwater hotel near it. People from all over the world fly in to West Palm Beach to take a cruise to their establishment. They also rule the area with an iron fist, killing any pirates, cultists, Cartel, or any other undesirables that try to make a footing in their territory. To fluffies, they are indifferent. See them as nothing more as a pest. They will kill any feral fluffy that is found in the halls of their hotels. But for any fluffy roaming the marshes of their territory, they know culling won’t really solve anything, so they let nature take its course. They also breed fluffies for desirable colors and will even have Fluffy Shows where breeders exhibit their fluffy show-pony. Fighters For Florida (Or the FFF) (Neutral to Hostile): With the right permits and go aheads from government bodies, civilians can enter the Neverglades. The FFF is a hunting force of civilians that is organized to hunt invasive species such as pythons, Nile crocs, and any other invasive threat. However, ones hunting for pythons and such do not target fluffies because they know it will make no difference and their reserve ammo is better spent fighting any human threat that tries to harm them. That being said, some… questionably moraled FFF hunters that call themselves “abusers” come to the Neverglades to only torture fluffies to death. Since fluffies are labeled as invasive animals “to be removed by any means necessary” the abusers are 100% in legal right to… “hunt” fluffies in any way they want. That about covers the humans of the Neverglades. Now we shall talk about native fluffavores, aka native animals that can eat adult fluffies. The Black Bear: This animal is an omnivore in which 80% of their diet was vegetation. Not anymore, now their primary food source is fluffies. Because they are easier to hunt then to forage for fruits. If a heard of Fluffies spots one, they will usually shout and panic and try to quickly waddle away. The Black Bear will make chase and usually eat the one that trips, or it will swipe at the slowest one and kill it. Black Bears can even take out a nest by themselves. Even if the fluffies try to hide in a burrow the bears can dig down to them, but they usually go after easier fluffy prey. Black Bears in human ruins have learned that pushing open doors or breaking into boxes, cars, trash cans, and other containers have a good chance of revealing a hiding fluffy. Also note, fluffies also tend to think ALL land animals fear the water like them and will rush into shallow water to escape the black bear. They will then tease the bear, until the bear effortlessly charges into the water and kills them. Panthers: We have talked about the general hunting habits of the panther in log 1, however I’d like to add on the habits of an alpha male panther. Alphas will patrol a large territory and basically kill any animal it does not want in its territory including other male panthers. One alpha has been documented killing 125 fluffies in a mega herd. It only ate 2. Florida Gar: This fish can grow up to 3 meters in length. It used to be a very rare sight this far south in Florida after overfishing from humans. Now, they have made ma huge comeback thanks to the Neverglades low human population and fluffies as a food source. Unlike smaller gar or bass, these fish can eat an adult fluffy. They will glide into the shallows and scoop up a fluffy wading through the water and then use its serpentine body to slither back into the depth all while the fluffy begs to be let go. If the initial bite does not kill it that is. Raptors: Hawks, Eagles, Osprey, Falcons and any large bird that hunts with talons. The red shouldered hawk is very common predator of the skies. “Wingie munstah” as they are called by fluffies are common throughout all habitats and thus Raptors have the largest kill count of fluffies if you don’t count humans. Our camera drones must always use its cloaking device not only to not spook the fluffies, but to hide from raptors. (Video starts) A Red Shouldered Hawk sits on a tall cypress branch as it spots a herd of fluffies waddling into the dried cypress dome. “Fluffy so thiwsty… need some wawas…” They then come across a puddle and joyously begin to drink. That is when the hawk makes its move. It glides down under the branches and before the fluffies can even cry out in warning. The hawk snatches up a small adult fluffy, as it flies the fluffy shits on everything below. The hawk waits for it to stop shitting and carries him up to a branch. All fluffies scatter in fear but one, the victim fluffies mate and her foals. “Wingie munstah! Pwease gib speshuw fwend back!” The foals also cry for their mother’s mate. The hawk then lands on a branch and holds the fluffy down with one talon that has dug into his flesh. The hawk begins to peck at the fluffy’s side and the fluffy begins to cry out “biggest owwies!” The hawk rips out the fluffy’s liver, then a kidney, then more chunks of flesh until the fluffy dies of organ failure. Stated, the hawk then pushes the fluffy off the branch. Its corpse hits multiple branches on the way down until it lands and the mare and her foals begin to cry at his corpse. The mare then is snatched up by a bald eagle and the cycle repeats. The video then shows a clip of two ospreys fighting over a filly midair. It should be noted that not all Raptors kill fluffies by consumption, sometimes they simply drop them. The osprey continue to fight until they drop the filly into the brackish water below. She screams and shouts until she drowns and disappears under the tea-like waters of the estuary. The video then shows a clip of a bald eagle migrating high in the air. The fluffy it is carrying then shits so hard it startles the eagle and it drops it. The video zooms in as the fluffy splats on the abandoned parking lot below. (Video ends) Alligators: These ancient predators are a fluffy’s worst nightmare because it is a “wawa munsta” that can exit the water and kill them. It is immensely rare for an alligator to hunt on land. They are almost entirely ambush predators, laying low in the water, hidden until a land animal needs to take a drink so it can immediately bite the prey’s head and pull it into the water. Such a perfect strategy is why alligators have been relatively unchanged since the time of dinosaurs. Such a strategy is perfect to eat fluffies, to no surprise. However, why wait? Alligators will leave the water, charge at a herd and scoop up one that did not run away in time. If they see trapped fluffies, they can devour multiple. (Video starts) There is a large abandoned Olympic sized swimming pool that has essentially turned into a marsh. Ten fluffies have entered the pool on the shallow end where sediment pile up from draining rainwater has made a ramp. They waddle to the diving well of the pool which has become a small pond within itself. The fluffies begin to drink from the pondwater and a massive alligator from the kiddie pool scurries into the pool marsh. The fluffies finally see her but it is too late. The walls of the pool got them trapped and the alligator blocks the only way out. The alligator slowly gets them to back up into the corner of the pool as they meekly cry and whine and shit. She lunges forward and bites one, then a second, then another! She shallows 3 fluffies down as they scream and defecate. The rest of the herd use this time to escape. However, more alligators enter the marsh pool as their cries altered the whole waterpark. A new video clip starts to show off how some mares will sacrifice foals to save themselves. A mare is cornered in a sewer as a 50cm juvenile alligator hisses and harasses the mare. The foal on her back shouts “Mummah! make wawa munsta go 'way!” She lets out a sad cry “Am sowwy bestes' babbeh.” And drops the foal on the ground, the alligator scoops it up as the mare escapes. (Video ends) Seagulls: Alone they can eat a foal, but a flock can peck a lone adult to death and eat small chunks of them. Those are all the native fluffavores we have for today. Next log we will talk about defective robots that are scattered throughout the Neverglades. And how their glitched programming makes them a threat to fluffies… unless their programming was to kill them in the first place. Then they are not glitched.
Government, Trump and other top 1% Exposed!!! Towards bottom is why the IRS is illegal with proof. Sorry it’s so long, please read carefully.
So Russia and China share a border though they fight they have to get along. Russia and Germany are divided by Poland, have an up and down relationship, but ultimately depend on one another (they are building this pipe connecting them together). Then there is China and the USA who has an up and down relationship or so it seems, when in reality they were working together. Then there’s the USA and Russia, it seems like they don’t get along, but in reality behind the scenes trump is always a business man first. Some say he has that dirty Russian money. And here’s how.. He owns multiple business under the name “The Trump Organization,” which owns a group of about 500 different business entities.” 5 names of these businesses are called the Trump National Doral (real estate/hotel/golf course), Trump Old Post Office LLC (which is now the Trump International Hotel in Washington, D.C. with the clocktower that reminds you of the movie Back to the Future), Trump Ruffin Tower LLC (casinos/real estate/hotels/spas), the Trump Turnberry (golf course in Scotland/ he also has one in the UK), and Mar-a-Lago Club L.L.C (clubs/spas). The trump organization as a whole is mainly composed of real estate. If one owns one single large corporation (The trump organization) and then uses that organization to disguise his smaller companies (the 500 other businesses he owns under different names) one would own a monopoly since every smaller real estate company belonged to a larger company, that belonged to an even larger real estate company until, it reaches its mother company aka the trump organization. The trump organization files it’s own taxes since it is a privately owned corporation (how do we know the numbers reported are Accurate?) ￼and he doesn’t have to publicly release the tax documents either, instead they get sent straight to the IRS. This is highly concerning considering he owns most of the real estate companies in the country, which is where most of his money lies. If one owns all the buildings and companies just like in the game monopoly one would be the ruler of the land aka how he became president. Ever wonder how the Simpsons knew 20 years before that he would be president? Bc the elite already knew he owned most of the estates and land in the country. Land is after all the most valuable. What better way to disguise it then by marketing it as different business that all ultimately belonged to a single entity. Well how would one hide all his money if he had a lot of money and didn’t want to loose it? By building golf courses, spas, casinos, and hotels to cycle the money through and also launder it. If one owns so many businesses, it is quite easy for the business to “accidentally loose money.” How? By holding two separate accounting books or setting up a fake robbery, for example. One could then use this “lost” money and invest it somewhere else or even set up a hidden Swiss bank account, for example. Well since the money cycles through his different businesses all across the country and even world, he builds his famous golf courses he emphasizes he loves so so much. One could only wonder why. The answer was simple, to launder money into a different country through his other golf courses located in Scotland and UK. Suddenly the money didn’t fall under us laws anymore, and thus could be used in a different country with different laws allowing it to be transferred to a Swiss or German bank (Deutsche bank, for example). Russia has done the same and randomly stored $330 million dollars at the German bank a couple years ago. It would be quite simple for Trump to have the dirty Russian money transferred into his foreign bank accounts. ￼ It is very important to note that the first major bank the Deutsche bank was owned by the Rothchild family. The Rothchild family was like the Trump Monopoly, they owned ALL the banks around the world including in Afghanistan, China, Italy, Japan, France, and the Federal Reserve Bank of New York. The list of owned banks was actually so long and all over the world, one could not possibly list them all. They were just like The Trump Organization who owned all the real estate companies. The Rothschilds owned all the banks under different names throughout the world, which is what made them the richest of course and gave them world control. One who owns all the banks, that own all the different types of money of the world, owns almost everything. And if you happend to be part of the top 1% with all the money and control in the world, you would want to keep control over the money and world somehow, but in this modern world you have to plan it out Intricately￼, one could compare it to them having a criminal mind. So you work with other top 1% families to circulate the money back and forth between the families who controlled everything. These families owned banks, real estate (land/, transportation( railroads/cars/planes), water supply, ￼electricity, and electronic devices including computers/phones/tablets/gaming consoles.￼ What is very interesting is that the Microsoft co-founder Bill Gates is the one of the richest people in the world. Warren Buffett also fall under that umbrella. Buffet owns BNSF Railway Co., owned by Buffett’s Berkshire Hathaway Inc., which is North America’s biggest railroad. Bill Gates is the largest shareholder of the Canadian National Railway Company. Though they make it seem like they go separate ways in businesses, behind the scenes, together they controlled All of the railroads across the country. ￼￼So now, we have Bill Gates and Buffet working together. Buffet controls the railroads bc Bill Gates also has Microsoft aka half the electronic devices under their control. The electronic devices such as gaming consoles, phones, and computers are worldwide. Once again, a monopoly hidden under different names and businesses. One who controls the land and the railroads and technology controls all. Let’s not forget the Andrew Carnegie Steel Company, which is now part of the United States Steel Corporation. They produce the following: steel, coal, coke, flat-rolled and tubular steel products, railroad rails. The US Steel Corporation (mother company) is now owned by David Boyd Burritt. This means that since steel is needed to build railroads, used in factories, and real estate (steel used to build buildings) all comes from one source, the Coal is mainly used as fuel to generate electric power in the United States. One who controls the power aka the electricity controls everything. So now we also have the steel corporation. The top 1% had to continue cycling (recycle) the money through their money pool somehow to stay rich and powerful, by working together. Now we have the US steal corporation who supplies the railroad and other steal companies and supplies the coal for energy (electricity), we have Bill Gates who owns Microsoft electronics which needs power for the electric devices, (so he must work with the US steel corporation for his railroads and electricity from the coal to power up the railroads, computers and other electronic devices). And then we have Warren Buffet who owns the BNSF Railway Co. meaning he must also be working with the US steel corporation and Bill Gates’ Railroads in Canada (bc the railroads connect) and they needed coal to power their railroads so the money goes round and round. It’s just like the game monopoly, but in real life, the 1% worked together under different names and corporations to build a monopoly, so they would have control over the whole world. The Rothschild owned all the banks and used Foundations to launder money and to get out of paying taxes. Any foundation created was a way to launder money and not pay taxes, since the money donated into the different charities went right back into their hands, bc they owned the foundations and the corporations. All the different elites including Trump, Rothschild (owner), Bill Gates, Warren Buffet, David Burritt, Germany, Russia aka Putin, even elites in China, India, Afghanistan used the banks the Rothschild owned to store their money...one could call it a money pool. Steve Jobs’s widow (largest shareholder and owner of Disney) and Tim Cook who was the largest shareholder of Apple. Apple was founded by Steve Jobs and his widow owned Apple and Disney. Apple used China to build their devices, which means that Disney and Apple was working together with China. This allowed China to get its hands on everyone. They also controlled the Entertainment industry through Disney and all the electronics including Apple and Microsoft since they produced the electronics. Jeff Bezos owner of Amazon, first worked with China and was now o after India (one of the highest populations) to make/sell his products as he does all around the world. Some of the products he sells and uses require power and needed to be transported via mail/plane/fedex/ups/etc. aka transportation. So he worked with the other elites to make it happen. It destroyed many businesses and gave the 1% even more control over us. I want to note that the Rothschilds own the Federal Reserve of the USA since they owned all the banks. What is the Federal Reserve System? It is the central banking authority of the United States. It is part of the U.S. government, it controls the reserve accounts of commercial banks, and oversees supply of currency, including coin and the U.S. Mint. This would mean that the Rothschilds are the owners of the USA government! This would explain how Trump got away with filing his taxes for all his businesses Privately through his Trump Organization. In order for Trump to become President he had to liquidate all his assets. The issue was that since he owned a lot of real estate and also owned the trump organization that owned all these real estate businesses he could not liquidate them since he was the owner, so he gave control to his 2 sons who now owned the Trump Organization and all its businesses. They allowed Trump to get money any time he needed from a separate account they owned. The icing on the cake is that the United States IRS is illegal. How so? I will prove it to you. What is the IRS? the IRS is the government authority which collects taxes and enforces the Treasury Department's revenue laws, through the collection of taxes. The Federal Reserve is a nonprofit company aka a Charity, who pays its remaining profits to the department of treasury. This charity is owned by the Rothschilds and as stated above ANY Foundation or charity was fraud, bc it circulated the money back into the 1% pockets, it was simply many different companies under different names owned by one mother company or entity. According to the article, ‘31 Questions and Answers about the Internal Revenue Service,’ “The IRS was NOT an organization within the U.S. Department of Treasury.” The treasury department was organized under laws now classified in Title 31 of the US code, called “31 U.S.C.” The IRS is only mentioned once in the US code in Title 31 sections 301-315. Title 31 U.S.C. 301 states, that the president may elect, “an Assistant General Counsel in the US Department of Treasury to be the chief counsel for the IRS. In 1979, the case of Chrysler Corp. v. Brown (441 U.S. 281), the U.S. Supreme Court admitted that no organic Act for the IRS could be found. The Guarantee Claude in the U.S. constitution guaranteed the Rule of Law to all Americans (we are to be governed by law not arbitrary bureaucrats). See article IV Section 4. Since there was no Organic Act creating it, the IRS is NOT a lawful organization.” So what is the IRS? Mitchell states, “The IRS appears to be a collection agency working for foreign banks and operating out of Puerto Rico. It is money laundry, extortion racket, and conspiracy of racketeering activity, in violation of 18 U.S.C. 1951 & 1961 (“Rico”).” There is no known Act of Congress, nor any executive order,** giving the IRS lawful jurisdiction to operate within ANY of the 50 states of the Union.” In other words, since the IRS was not legally within the USA, bc it’s headquarters were located in Puerto Rico, it didn’t fall under the US laws. The department of Treasury and the IRS simply had an “agreement” to work with one another. The issue is that since the IRS in NOT a lawful organization within the US department of Treasury it would be illegal for the IRS to send mail through the U.S. Mail for fraudulent purposes. That would mean that, “every piece of U.S. mail sent from the IRS with “The Department of Treasury” in the return address is one count of mail fraud. See also 31 U.S.C. 333. Although the U.S. Department of Justice does have power of attorney to represent federal agencies before the federal courts, the IRS is not an “agency.” Why? Because, “the IRS is residing in Puerto Rico, it is thereby excluded from the definition of federal agencies which can be represented by the Department of Justice.” So, we have the Charity the Federal Reserve System owned by the Rothschilds, we have the IRS which is not located within the USA making it unlawful, we had the department of Treasury working with the IRS and the Federal Reserve System, and the Department of Justice who can’t represent the IRS even though they make it appear as if they are all within the USA following the same laws. And now we also have our President Trump who owned the Trump Corporation, which was privately owned, so it didn’t have to publicly release its tax documents and audits, bc they were directly sent to the IRS. Ever wonder how he could lose so much money, not be concerned, and gain it right back? Because he was part of the 1% money pool. The money was always recycled, so it didn’t hurt to loose it, bc it ultimately would always come back. Him becoming president was all part of the plan, because of the part he plays in the elite club. I must also mention that I am sure that some of these families disguised themselves with different last names, so it would be harder to spot. I can also show very specific laws stating animal testing, abortion, prison laws, etc. which are major issues and have been decided on and made into law a long time ago and hidden within the Anti-Drug Abuse Act of 1988, which also mentions the War on Drugs and how fertilizers (radioactive poisons—see other posts in my history) are used for coca aka cocaine eradication in the USA. They are committing genocide, which I can also explain in further detail with step by step examples. Everything is a lie, the government is a lie and people need to know the truth, before it’s to late. It can be different, but we need to work together to change it. **executive orders are BAD. They give the president full control. He can write any law he pleases and NOT need the house and senate to vote on them. This means the president has full control. This is very dangerous. One must also be aware of how FEMA can take over the president, government, all the people, and the country instantaneously if the president were to declare a national emergency executive order. This means he has no power allowing fema to take over and not give back control. Suddenly, overnight it would turn into a living hell military environment for the people and it would eventually turn sour and create a genocide like environment. We do not want this! We should not vote. We should take control away from the top 1% instead of allowing them to continue dividing the people. Things can be different. We as a whole can build a newer and better system for the world, where we head towards future technological advances, while having a clean earth instead of the toxic earth the 1% are creating with us the people through the inhumane corporations and trash created (we must build recycling incentive programs worldwide to clean our Earth as a collective). Electricity and water should be made free for everyone, instead of using it as greedy leverage to make money and control the world. And yes it is possible to have unlimited electricity it works hand in hand with Earths magnetic field. We could even have water powered cars without carbon monoxide emissions, but again, greed is a powerful thing, so we make no new strides as humanity as a whole, since the 1% wouldn’t want to loose their place in the real-life monopoly game. In the comments will also be the link to the full article that explains why IRS is illegal.
[Lost in the Sauce] Trump admin hides Paycheck Protection program details; lawmakers benefit from loans
Welcome to Lost in the Sauce, keeping you caught up on political and legal news that often gets buried in distractions and theater… or a global health crisis. Title refers to: The Trump admin is blocking IGs from getting info on over $1 trillion in relief spending, including corporation bailouts. The admin is also withholding PPP info from Congress, meaning we don't know if Trump or his family took taxpayer money. Additionally, we learned that at least 4 members of Congress have benefited from PPP money, but aren't required to disclose it. Housekeeping:
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Inspectors general warned Congress last week that the Trump administration is blocking scrutiny of more than $1 trillion in spending related to the Covid-19 pandemic. According to the previously undisclosed letter, Department of Treasury attorneys concluded that the administration is not required to provide the watchdogs with information about the beneficiaries of programs like the $500 billion in loans for corporations. Treasury Secretary Mnuchin refused to provide Congress with the names of recipients of the taxpayer-funded coronavirus business loans. After criticism, Mnuchin began to walk back his denial, saying he will talk to lawmakers on a bipartisan basis “to strike the appropriate balance for proper oversight” of PPP loans “and appropriate protection of small business information.” At least 4 lawmakers have benefited in some way from the Paycheck Protection program they helped create.Politico has been told there are almost certainly more -- but there are zero disclosure rules, even for members of Congress.
Republicans on the list include Rep. Roger Williams of Texas, a wealthy businessman who owns auto dealerships, body shops and car washes, and Rep. Vicky Hartzler of Missouri, whose family owns multiple farms and equipment suppliers across the Midwest. The Democrats count Rep. Susie Lee of Nevada, whose husband is CEO of a regional casino developer, and Rep. Debbie Mucarsel Powell of Florida, whose husband is a senior executive at a restaurant chain that has since returned the loan.
Mick Mulvaney dumped as much as $550,000 in stocks the same day Trump assured the public the US economy was 'doing fantastically' amid the COVID-19 outbreak. Mulvaney unloaded his holdings in three different mutual funds, each of which is primarily made up of US stocks. The next day, the value of the mutual funds tanked.
Cases rising in many states
Good summary: There was supposed to be a peak. But the stark turning point, when the number of daily COVID-19 cases in the U.S. finally crested and began descending sharply, never happened. Instead, America spent much of April on a disquieting plateau, with every day bringing about 30,000 new cases and about 2,000 new deaths. This pattern exists because different states have experienced the coronavirus pandemic in very different ways…The U.S. is dealing with a patchwork pandemic. As of Friday, coronavirus cases were significantly climbing in 16 states: Alabama, Arizona, Arkansas, Florida, Georgia, Louisiana, Mississippi, Nevada, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, and Washington. Oklahoma is experiencing a massive increase in coronavirus cases just days before Trump’s planned rally in Tulsa. In Tulsa county itself, 1 in roughly 390 people have tested positive. Yet Trump plans on cramming 20,000 people in an event with voluntary face mask policy and no social distancing. Attendees must sign a waiver that absolves the president’s campaign of any liability from virus-related illnesses.
On Monday, Pence lied saying that Oklahoma has “flattened the curve.” As you can see at any of the resources immediately below, this is not even close to true. Over the past 14 days, the state has seen a 124% increase in cases and reports 65% of ICU beds are in use.
Tulsa World Editorial Board: This is the wrong time and Tulsa is the wrong place for the Trump rally. "We don't know why he chose Tulsa, but we can’t see any way that his visit will be good for the city...Again, Tulsa will be largely alone in dealing with what happens at a time when the city’s budget resources have already been stretched thin."
Earlier in the day, Trump tweeted that he is a victim of double standards when it comes to perception of his decision to resume campaign rallies in the midst of the coronavirus pandemic, declaring that attempts to “covid shame” his campaign “won’t work!”
Resources to track increases: There are many different sites with various methods of visualizing the spread of coronavirus. Here are some that may be particularly useful this summer… Topos COVID-19 compiler homepage and graphs of each state since re-opening. How we reopen Safely has stats on each state’s progress towards meeting benchmarks to reopen safely (hint: almost none have reached all the checkpoints). WaPo has a weekly national map of cases/deaths; the largest regional clusters are in the southeast. On Monday, Trump twice said that “if we stop testing right now, we’d have very few cases, if any,” (video). Aside from the fact that cases exist even if we don’t test for them, we cannot explain the rising number of cases by increased testing capacity: In at least 14 states, the positive case rate is increasing faster than the increase in the average number of tests.
Reminder: In March Trump told Fox News that he didn't want infected patients from a cruise ship to disembark because it would increase the number of reported cases in the US. "I like the numbers being where they are," Trump said at the time. "I don't need to have the numbers double because of one ship that wasn't our fault."
Fired scientist Rebekah Jones builds coronavirus dashboard to rival Florida’s… Her site shows thousands more people with the coronavirus, and hundreds of thousands fewer who have been tested, than the site run by the Florida Health Department.
Equipment and supplies
More studies prove wearing masks limits transmission and spread of coronavirus… One study from Britain found that routine face mask use by 50% or more of the population reduced COVID-19 spread to an R of less than 1.0. The R value measures the average number of people that one infected person will pass the disease on to. An R value above 1 can lead to exponential growth. The study found that if people wear masks whenever they are in public it is twice as effective at reducing the R value than if masks are only worn after symptoms appear. Meanwhile, Trump officials refuse to wear masks and Trump supporters copy his behavior… VP Mike Pence, leader of the coronavirus task force, published a tweet showing himself in a room full of Trump staffers, none wearing masks or practicing social distancing. Pence deleted the tweet shortly after criticism. A poll last week showed that 66% of likely-Biden-voters “always wear a mask,” while 83% of likely-Trump-voters “neverarely wear a mask.”
Trump’s opposition to face masks hasn’t stopped him from selling them to his supporters, though. The online Trump Store is selling $20 cotton American flag-themed face masks.
Yesterday, we learned that South Carolina Republican Rep. Tom Rice and family have tested positive for the coronavirus. Just two weeks ago, Rice was on the House floor and halls of the Capitol without wearing a mask.
Internal FEMA data show that the government’s supply of surgical gowns has not meaningfully increased since March… The slides show FEMA’s plan to ramp up supply into June and July hinges on the reusing of N95 masks and surgical gowns, increasing the risk of contamination. Those are supposed to be disposed of after one use. Nursing homes with urgent needs for personal protective equipment say they’re receiving defective equipment as part of Trump administration supply initiative. Officials say FEMA is sending them gowns that look more like large tarps -- with no holes for hands -- and surgical masks that are paper-thin. More than 1,300 Chinese medical-device companies that registered to sell PPE in the U.S. during the coronavirus pandemic used bogus registration data… These companies listed as their American representative a purported Delaware entity that uses a false address and nonworking phone number. Florida is sitting on more than 980,000 unused doses of hydroxychloroquine, but hospitals don’t want it… Gov. Ron DeSantis ordered a million doses of the drug to show support for Trump, but very few hospitals have requested it.
Native American communities struggle
The CARES Act money for Native American tribes, meant to assist people during the pandemic, came with restrictions that are impeding efforts to limit the transmission of the virus. For instance, the funds can only be used to cover expenses that are "incurred due to the public health emergency." On the Navajo Nation, the public health emergency is inherently related to some basic infrastructure problems. 30% of Navajo don’t have running water to wash their hands, but the money can’t be used to build water lines. Federal and state health agencies are refusing to give Native American tribes and organizations representing them access to data showing how the coronavirus is spreading around their lands, potentially widening health disparities and frustrating tribal leaders already ill-equipped to contain the pandemic. The Centers for Disease Control and Prevention has turned down tribal epidemiologists’ requests for data that it’s making freely available to states. A Hospital’s Secret Coronavirus Policy Separated Native American Mothers From Their Newborns… Pregnant Native American women were singled out for COVID-19 testing based on their race and ZIP code, clinicians say. While awaiting results, some mothers were separated from their newborns, depriving them of the immediate contact doctors recommend. New Mexico Gov. Michelle Lujan Grisham announced that state officials would investigate the allegations.
Personnel & appointees
Former IG Steve Linick told Congress he was conducting five investigations into Secretary of State Mike Pompeo and the State Department before he was fired. In addition to investigating Pompeo's potential misuse of taxpayer funds and reviewing his decision to expedite an $8 billion arms sale to Saudi Arabia, Linick’s office was conducting an audit of Special Immigrant Visas, a review of the International Women of Courage Award, and another review "involving individuals in the Office of the Protocol."
Pompeo confidant emerges as enforcer in fight over watchdog’s firing: Linick testified that Undersecretary of State for Management Brian Bulatao, a decades-old friend of Pompeo’s, “tried to bully [him]” out of investigating Pompeo.
Trump has empowered John McEntee, director of the Presidential Personnel Office, to make significant staffing changes inside top federal agencieswithout the consent — and, in at least one case, without even the knowledge — of the agency head. Many senior officials in Trump's government are sounding alarms about the loss of expertise and institutional knowledge. Trump’s nominee for under secretary of defense for policy, retired Army Brig. Gen. Anthony Tata, has a history of making Islamophobic and inflammatory remarksagainst prominent Democratic politicians, including falsely calling former President Barack Obama a Muslim. Amid racial justice marches, GOP advances Trump court pick hostile to civil rights.Cory Wilson, up for a lifetime seat on the U.S. Circuit Court of Appeals for the 5th Circuit, has denied that restrictive voting laws lead to voter suppression and called same-sex marriage “a pander to liberal interest groups.” Interior Secretary David Bernhardt has indefinitely extended the terms of the acting directors of the Bureau of Land Management and the National Park Service, sidestepping the typical Senate confirmation process for those posts and violating the Federal Vacancies Reform Act,
Courts and DOJ
The Supreme Court declined on Monday to take a closer look at qualified immunity, the legal doctrine that shields law enforcement and government officials from lawsuits over their conduct. Developed in recent decades by the high court, the qualified immunity doctrine, as applied to police, initially asks two questions: Did police use excessive force, and if they did, should they have known that their conduct was illegal because it violated a "clearly established" prior court ruling that barred such conduct? In practice, however, lower courts have most often dismissed police misconduct lawsuits on grounds that there is no prior court decision with nearly identical facts. The Supreme Court ruled that federal anti-discrimination laws protect gay and transgender employees. Justice Neil M. Gorsuch and Chief Justice John G. Roberts Jr. joined the court’s liberals in the 6 to 3 ruling. They said Title VII of the Civil Rights Act of 1964, which prohibits discrimination “because of sex,” includes LGBTQ employees.
Alito, writing more than 100 pages in dissent for himself and Thomas, accused the court's majority of writing legislation, not law. Kavanaugh wrote separately: "We are judges, not members of Congress...Under the Constitution and laws of the United States, this court is the wrong body to change American law in that way."
Just days before the SCOTUS opinion was released, the Trump administration finalized a rule that would remove nondiscrimination protections for LGBTQ people when it comes to health care and health insurance. The SCOTUS ruling may make it easier to challenge the changes made by Trump.
The Supreme Court also declined to take up California’s “sanctuary” law, denying the Trump administration’s appeal. This means that the lower court opinion upholding one of California's sanctuary laws is valid, limiting cooperation between law enforcement and federal immigration authorities. Justices Clarence Thomas and Samuel Alito, two of the Court's conservative members, supported taking up the case. A federal appeals court appeared unlikely Friday to stop a judge from examining why the Justice Department sought to walk away from its prosecution of Michael Flynn. "I don't see why we don't observe regular order," said Judge Karen Henderson. "Why not hold this in abeyance and see what happens?" Judge Robert Wilkins told Flynn's lawyer that if Sullivan doesn't let the government drop the case, "then you can come back here on appeal."
Good read: Fiona Hill on being mistaken as a secretary by Trump, her efforts to make sure he was not left alone with Putin, and what the US, UK and Russia have in common. “It’s spitting in Merkel’s face,” said Vladimir Frolov, a former Russian diplomat who’s now a foreign-policy analyst. “But it’s in our interests.”
Russia’s Foreign Ministry welcomed Trump’s plan to withdraw more than a quarter of U.S. troops from Germany.
Op-Ed: Why cutting American forces in Germany will harm this alliance
According to a new book, the Secret Service had to seek more funding to cover the cost of protecting Melania Trump while she stayed in NYC to renegotiate her prenup - taxpayers paid tens of millions of dollars to allow her to get better terms. Additionally, NYPD estimated its own costs conservatively at $125,000 a day. Georgia election 'catastrophe' in largely minority areas sparks investigation. Long lines, lack of voting machines, and shortages of primary ballots plagued voters. As of Monday night, there were still over 200,000 uncounted votes. Fox News runs digitally altered images in coverage of Seattle’s protests, Capitol Hill Autonomous Zone Fox News Mocked After Mistaking Monty Python Joke for Seattle Protest Infighting In addition to holding a rally on the day after Juneteenth (originally scheduled the day of), Trump will be accepting the GOP nomination in Jacksonville on the 60th anniversary of “Ax Handle Saturday,” a KKK attack on African Americans. Environmental news:
Ruling against environmentalists, the U.S. Supreme Court decided that the federal government has the authority to allow a proposed $7.5 billion natural gas pipeline to cross under the popular Appalachian Trail in rural Virginia.
Trump administration has issued a new rule blocking tribes from protecting their waters from projects like pipelines, dams, and coal terminals.
The EPA published a proposal in the Federal Register that critics described as an assault on minority communities coping with the public health legacy of structural racism. The rule would bar EPA from giving special consideration to individual communities that bear the brunt of environmental risks — frequently populations of color.
The Trump administration is preparing to drill off Florida’s coast, but says it will wait until after the November election to avoid any backlash from Florida state leaders.
U.S. Customs and Border Protection used emergency funding meant for migrant families and children to pay for dirt bikes, canine supplies, computer equipment and other enforcement related-expenditures… The money was meant to be spent on “consumables and medical care” for migrants at the border.
ACLU files lawsuit against stringent border restrictions related to coronavirus that largely bar migrants from entering the United States.
Under Trump’s leadership, U.S. Citizenship and Immigration Services has mismanaged its finances so badly that it has sought an emergency $1.2 billion infusion from taxpayers. When Trump took office, USCIS inherited a budget surplus. A large amount of funding is drained by its deliberate creation of more busy work for immigrants and their lawyers — as well as thousands of USCIS employees. These changes are designed to make it harder for people to apply for, receive or retain lawful immigration status.
Asylum-seeking migrants locked up inside an Arizona ICE detention center with one of the highest number of confirmed COVID-19 cases say they were forced to clean the facility and are 'begging' for protection from the virus
ICE plans to spend $18 million on thousands of new tasers and the training to use them
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One of the largest casinos in the world plans new safety ...
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